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Terms of Service for the Utility Bill Tracking Web App "rezije.app"

1. Introduction

These Terms of Service ("Terms") govern your access to and use of the utility bill tracking web application (the "Application"). The service provider is "rezije.app" ("we", "us", "our"). By accessing or using the Application, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, do not use the Application.

2. Definitions

  1. "User" means any person who accesses or uses the Application.
  2. "Account" means a user account created via Google OAuth.
  3. "User Content" means any data you enter into or upload to the Application (e.g., billing locations, account names, amounts, dates, documents, photos, PDFs).
  4. "Service" means the Application's features and functionality, including storing, displaying, and organizing utility-related data and generating/displaying 2D barcodes.

3. Eligibility and Registration

  1. Age: You must be at least 18 years old (or the age of majority under applicable law) to use the Application.
  2. Registration: Access to the Application requires creating an Account via Google OAuth. We do not control Google's authentication process.
  3. Accuracy: You agree to provide accurate and up-to-date information where applicable.
  4. Account Security: You are responsible for all activity conducted through your Account. You agree to notify us promptly if you suspect any unauthorized access.

4. Scope and Purpose of the Service

The Application is a tool for personal tracking and organization of utility bill data. We do not provide financial, tax, or legal advice, and we do not guarantee the Application is fit for any specific purpose.

We may add, change, or remove features over time. Certain features may be experimental or in beta.

5. User Content and Rights

  1. Ownership: You retain all rights to the User Content you enter into or upload to the Application.
  2. License to Provide the Service: You grant us a non-exclusive, time-limited (for the duration of your use of the Service), royalty-free license—transferable only to our processors/subcontractors—to use, process, store, back up, and display your User Content solely to provide, maintain, and improve the Service.
  3. Your Responsibility: You are responsible for the legality, accuracy, and rights associated with your User Content (e.g., you have the right to upload documents).
  4. Prohibited Content: You must not upload content that violates applicable laws or third-party rights.

6. Privacy, Cookies, and Data Protection

Personal data processing is governed by our Privacy Policy (the "Privacy Policy"), which forms an integral part of these Terms.

The Application is hosted on infrastructure located within the European Union. Data is processed and stored in the EU unless explicitly stated otherwise in the Privacy Policy.

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The Application may use cookies and/or similar technologies necessary for functionality (e.g., login/session and security). Analytics cookies, if used, are described in the Privacy Policy (including purpose, duration, and options for managing settings).

If you upload documents containing personal data of third parties, you are responsible for ensuring a lawful basis for such processing and for providing any required notices to those individuals, where applicable.

7. 2D Barcodes and Information Accuracy

The Application may generate or display 2D barcodes (e.g., for payment). Such content may be created based on information you provide and/or derived from documents you upload.

You are responsible for verifying the accuracy, completeness, and relevance of information in 2D barcodes before using them, including before initiating transactions or payments.

We do not guarantee that all barcodes will be accepted by all banking applications or payment systems, nor that the content will always match the format expected by a third party.

8. Acceptable Use and Prohibited Conduct

You agree not to use the Application in any way that:

  1. violates any law, regulation, or third-party rights;
  2. is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise inappropriate;
  3. attempts unauthorized access to systems, accounts, or other users' data;
  4. introduces malicious code (viruses, malware), performs automated data extraction (scraping) without authorization, or interferes with the Application's operation;
  5. bypasses security measures or access restrictions;
  6. uses the Application to provide services to third parties in a manner not intended by the Service (e.g., resale) without our prior written consent.

9. Fees and Subscriptions (if applicable)

The basic version of the Application may be free, and certain features may be available for a fee ("Paid Features"). Pricing, duration, and billing terms will be displayed before you activate Paid Features.

Where applicable, subscriptions may automatically renew until you cancel, in accordance with the terms presented at purchase and applicable consumer protection laws.

10. Third-Party Services and Integrations

  1. Google OAuth: Login and authentication rely on Google's services. We are not responsible for the availability or security of Google services, and Google's terms and policies apply.
  2. Hosting: We host the Service on infrastructure within the European Union. We may use infrastructure and technical service providers ("Processors") solely for hosting, maintenance, and security, as described in the Privacy Policy.
  3. Analytics: We use self-hosted web analytics (our own server). Analytics data is used solely to improve the Service, as described in the Privacy Policy.
  4. Links: The Application may contain links to third-party websites. We do not control and are not responsible for their content.

11. Availability, Maintenance, and Backups

We strive to keep the Application available, but we do not guarantee uninterrupted, timely, secure, or error-free operation. We may perform maintenance, upgrades, or emergency work from time to time.

We may create backups for business continuity. Backups are stored within the EU unless explicitly stated otherwise in the Privacy Policy.

We will implement reasonable technical and organizational safeguards, but no system is 100% secure. By using the Application, you accept this risk.

We recommend that users keep their own copies of important documents as needed.

12. Intellectual Property

The Application, including its design, code, databases, visual identity, and texts (excluding User Content), is protected by copyright and/or other intellectual property rights and belongs to us or our licensors.

You do not acquire any ownership rights in the Application. Copying, decompiling, reverse engineering, or distributing the Application is prohibited unless expressly permitted by law.

13. Termination, Account Deletion, and Data Retention

You may stop using the Application at any time. To delete your Account or data, use the available options in the Application (if any) or contact us at [email protected].

We may suspend or terminate access to the Application without prior notice if we reasonably suspect a breach of these Terms, abuse, or if necessary for security or legal compliance.

After Account deletion, User Content may be deleted or anonymized within a reasonable time, unless we are required to retain certain data for legal compliance, dispute resolution, or enforcement of these Terms (as further described in the Privacy Policy).

14. Disclaimer of Warranties

The Application is provided "AS IS" and "AS AVAILABLE". To the maximum extent permitted by law, we disclaim all warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Application will meet your requirements, be compatible with all devices or integrations, or that any data (including 2D barcodes) will be accurate or error-free.

15. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, use, goodwill, or other intangible losses, arising out of or related to your use of, or inability to use, the Application.

The limitations in this section do not apply to liability that cannot be excluded or limited under applicable law (e.g., willful misconduct or gross negligence, and other mandatory consumer rights under applicable law).

In particular, we are not liable for damages resulting from the use of information in 2D barcodes if the user did not verify its accuracy before the transaction, nor for actions of third parties (banks, payment apps, bill issuers).

16. Indemnification

To the extent permitted by law, you agree to indemnify and hold us harmless from any claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising out of your breach of these Terms, misuse of the Application, or violation of third-party rights through your User Content.

17. Force Majeure

We will not be liable for any delay or failure to perform resulting from causes beyond our reasonable control (e.g., network failures, third-party service outages, natural disasters, war, strikes, epidemics, or actions of governmental authorities).

18. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Republic of Croatia, without regard to conflict of law provisions.

If you are a consumer, nothing in these Terms affects your mandatory rights under applicable consumer protection laws.

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19. Changes to the Terms

We reserve the right to modify or replace these Terms at any time. If changes are material, we will use reasonable efforts to provide at least 10 days' prior notice before they take effect. By continuing to use the Application after the effective date of the updated Terms, you agree to the revised Terms.

20. Severability and Assignment

  1. Severability: If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.
  2. Assignment: We may assign our rights and obligations under these Terms to a third party (e.g., in connection with a reorganization or sale), subject to applicable law. You may not assign your rights or obligations without our prior written consent.

21. Entire Agreement

These Terms (together with the Privacy Policy) constitute the entire agreement between you and us regarding your use of the Application and supersede all prior or contemporaneous understandings, whether written or oral, relating to the subject matter of these Terms.

22. Contact

If you have any questions about these Terms, please contact us at [email protected].